Post-2016 flood home restorations under scrutiny in East Baton Rouge Parish - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Meet our Editorial Staff
    • Advertise
    • Contact
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
April 30, 2021 Newswires
Share
Share
Post
Email

Post-2016 flood home restorations under scrutiny in East Baton Rouge Parish

Advocate, The (Baton Rouge, LA)

Apr. 30—The Federal Emergency Management Agency has East Baton Rouge under the microscope over the way the city-parish allowed flooded homeowners to restore their homes after the August 2016 flood, officials confirmed.

FEMA has flagged more than 1,000 property owners in the city-parish for failing to flood-proof their homes. If the experience in other parishes is any guide, they may face restrictions on what they can do with their homes in the future.

But, in a terse general statement Friday, Mayor-President Sharon Weston Broome said she will not send letters to homeowners informing them of those problems and possible fixes that could include home elevation.

Instead, she said she will ask the parish's congressional delegation to help find relief from the federal guidelines or money to bring the homes into compliance.

"As mayor-president and as a citizen whose home flooded, I know many of our citizens did the best they could to repair their damaged homes and make them livable dwellings again," she said. "As a result, I will not be issuing letters at this time."

"I have confidence we will find an amicable solution to this matter," she added.

Her statement comes just a few days after Livingston Parish government sent 1,221 homeowners letters informing them that, due to failures by local government to assess severely damaged homes after the '16 flood, their homes were repaired without protecting against flooding.

Following a FEMA audit that uncovered those failures, Livingston homeowners may have to elevate their homes or accept buyouts to bring the parish into compliance with federal flood insurance.

If they didn't take those steps, or at least show intentions to, property owners would be barred from securing permits for renovations or other major work on their homes, according to Livingston officials.

Broome's statement Friday was less specific about what led to more than 1,000 homeowners in her parish to "fall into this unfortunate category identified by FEMA."

She did, however, obliquely reference problems that came to light in Livingston. "Recent news reports have revealed that surrounding Capital Region parishes have issued letters to citizens concerning the repair of their homes after the 2016 flood related to required elevation."

FEMA officials said the problems in Livingston and East Baton Rouge parish were very similar.

In fact, they said, of all the local governments affected by the 2016 floods, only Livingston and the Baton Rouge had the kind of problems with their post-flood damage assessment, which led to Livingston's retroactive notices sent to homeowners last week.

"They were both in the same exact situation," FEMA officials said Thursday.

"The other communities did not have these issues," they added. "And, just like with Livingston Parish, this is an example of a local community enforcing their ordinances."

Damage assessment shortfalls uncovered in East Baton Rouge and Livingston, which both saw tens of thousands of homes inundated with water in 2016, came to light through so-called Community Assistance Visits FEMA conducted after the flood.

This week, FEMA said the purpose of the visits was twofold: to offer technical help to flood-ravaged communities and to ensure local governments enforced floodplain management regulations.

During the visits in East Baton Rouge and Livingston, auditors zeroed in on how the two local governments determined which homes were "substantially damaged," officials said. By FEMA's standard, low-lying homes that lost 50% of their pre-flood market value and lay in the highest-risk flood insurance zones were supposed to be deemed substantially damaged.

That finding triggers a requirement for those homes to fortify against future floods and, in the process, lower costs for the taxpayer-financed insurance program. Often, those protections entail elevating the home or accepting buyouts.

For Livingston, FEMA called the failures a violation that "must be remedied for the community to remain in good standing" with national flood insurance. At one point, FEMA also threatened to claw back millions in aid.

A separate post-flood audit in Livingston also found the parish out of compliance with FEMA's Community Rating System, costing the jurisdiction's flood insurance policyholders a 5% discount on annual premiums.

But East Baton Rouge spokesman Mark Armstrong said he couldn't yet say what consequences FEMA threatened against the city-parish.

In Livingston, parish officials learned two years ago about the potential fallout of those poor audits and have been trying ever since to get back into the good graces of federal regulators and insurers.

FEMA said the letters to homeowners marked one of the last steps in that process, which brings Livingston denizens closer to qualifying for discounted insurance premiums.

It's unclear how long East Baton Rouge leaders have known about the problems with those 1,000-plus homeowners.

In the months after the 2016 flood, damage determinations became a major concern for tens of thousands of residents, prompting emotional appeals from homeowners who feared the "substantial damage" designation would force them into costly home elevations or demolitions.

Some parishes, including East Baton Rouge and Ascension, reacted by easing rules, which had been stricter than FEMA's, to lessen the odds of buyouts and elevations.

In Ascension, officials faced similar complaints about damage determinations.

A few years later, however, Ascension performed well on its FEMA audit by providing thorough documentation of damage assessments. Its good standing makes residents eligible for lower insurance rates, officials said.

Livingston did some assessments, but not completely. Officials said they were more focused on getting people back in their homes.

Seriously damaged homes in Livingston that got the letters lie below the estimated height of a 100-year flood, or what's known as the base flood elevation.

A 100-year flood — the statistical estimate considered a benchmark in engineering, banking and insurance realms — has a 1% chance of happening in a given year and a 26% chance of occurring in the span of a 30-year mortgage.

Homes with mortgages that lie below the base flood elevation must have flood insurance.

___

(c)2021 The Advocate, Baton Rouge, La.

Visit The Advocate, Baton Rouge, La. at www.theadvocate.com

Distributed by Tribune Content Agency, LLC.

Older

New Website Adds Quote Tool To Life Insurance Buying Process

Newer

Policing, health care, minimum wage top RI Black and Latino Caucus agenda

Advisor News

  • CONGRESSMAN VALADAO DEMANDS ANSWERS FROM CALIFORNIA OVER HEALTHCARE TAX HIKE
  • How executive benefits impact an estate plan
  • 73% of US business leaders say economic uncertainty keeps them from focusing on transition
  • A new era at the Federal Reserve
  • What advisors need to know about the life settlement boom
More Advisor News

Annuity News

  • IRI, ACLU express support for CLEAR Forms Act
  • A new era at the Federal Reserve
  • Globe Life Inc. (NYSE: GL) Making Surprising Moves in Tuesday Session
  • Why annuities are gaining traction with younger investors
  • Best’s Special Report: U.S. Life/Annuity Industry Sees Bottom-Line Growth Despite 18% Decline in Total Income in First-Quarter 2026
More Annuity News

Health/Employee Benefits News

  • Blue Cross and Blue Shield Association Trademark Application for “BLUE MEANS GO” Filed: Blue Cross and Blue Shield Association
  • New Critical Illness Findings from Zhongnan University of Economics & Law Described (Supplementary Health Insurance and Income: Evidence From Critical Illness Insurance In China): Disease Attributes – Critical Illness
  • Study Results from Vanderbilt University Medical Center Provide New Insights into Cancer (Oncology Organization and Oncologist Networks Under Medicare Advantage Plans): Cancer
  • CONGRESSMAN VALADAO DEMANDS ANSWERS FROM CALIFORNIA OVER HEALTHCARE TAX HIKE
  • How much do state residents need to retire comfortably?
More Health/Employee Benefits News

Life Insurance News

  • They Allegedly Enrolled People In Life Insurance Without Consent. Then Death Claims Paid Out
  • How much do state residents need to retire comfortably?
  • How executive benefits impact an estate plan
  • Connecticut retirees face high savings hurdles
  • AI-created images in insurance fraud and the impacts on clients, advisors
More Life Insurance News

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Maximize Your FIA Case Results
Learn a repeatable process to review, reposition, and present FIA opportunities with confidence.

Aim higher during Annuity Awareness Month
Raise the bar with our diverse portfolio of Ascend annuities, backed by superior financial strength

You Could Be Losing Up to 20% of Your Commissions
GreenWave helps you find, fix, and prevent commission errors.

True Independence Means Having Choices
Cambridge offers flexibility, stability, proven tools—no private equity strings attached.

Life moves fast. Your BGA should, too.
Stay ahead with Modern Life's AI-powered tech and expert support.

Looking for stronger rates, amplified growth & real results?
Sentinel's Accumulation Protector Plus℠ Annuity is for clients wanting more from retirement planning

Press Releases

  • Prosperity Life GroupSM Launches Prosperity PathWaySM Series, Bringing Greater Choice and Flexibility to Retirement Income Planning
  • Senior Market Sales® Fortifies Annuity Reach With Acquisition of Retirement Planning Firm Stratton & Company
  • RFP #T01625
  • Rockwood Programs Appoints Kerry Ladouceur as Vice President, Financial Lines
  • JP Insurance Group Launches Commercial Property & Casualty Division; Appoints Joe Webster as Managing Director
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Meet our Editorial Staff
  • Advertise
  • Contact
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet