|By Dave Solomon, The New Hampshire Union Leader, Manchester|
|McClatchy-Tribune Information Services|
Customers may have been unable to use online banking or otherwise get to the bank for payments that would have avoided the fees. They may have had no choice but to use a non-bank ATM, or could have confronted any number of conditions that will qualify them for the waivers. Customers will see the fees on their statements, and will have to request the waivers.
The best way to find out if you qualify for any of the waivers is to contact your bank and explain your circumstances. "Customers should not take risks in dangerous weather to make a deposit or a payment to prevent a potential late fee or overdraft," said
A spokesman for
Some of the banks have also announced donations to storm relief.
Other banks and insurance companies may roll out similar programs in the days ahead, so consumers should question any bank fees or health insurance costs associated with the hurricane.
According to Peeler, "Under Fannie Mae's disaster relief guidelines, a bank or mortgage company can temporarily suspend or reduce a homeowner's mortgage payment for up to 90 days if the servicer believes the disaster has adversely affected the value or habitability of the property, or if the natural disaster has temporarily impacted the homeowner's ability to make payments on their mortgage."
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