Driving less means paying less both on gas and on auto insurance. A low-mileage discount is simple to get, provided that the client makes an effort to reduce car usage. There are now many alternatives to driving around and some American cities are becoming friendlier for alternative modes of transportation.
A low-mileage discount is awarded to clients who have a low yearly mileage rate. The limit varies with agencies, but the most common ones are set below 9,000 miles per year. Many agents think that this discount is the most accessible to senior citizens who are retired as they do not have to do a lot of driving.
A stay-at-home mother or father may also have a high chance to qualify for this discount. This leaves only commuters, but even they can score a low mileage rate if they choose to carpool to work.
A low-mileage discount is generally between 10% to 15% depending on the provider and on the client's mileage rate.
How to find the best car insurance plans
Drivers can compare prices for various auto insurance plans on a single professional website: http://auto-car-insurance4.info. Here, they can get quotes from multiple providers in just a few minutes. The process is simple and fast. Clients have to enter their ZIP codes and then complete an online quote form with information about their vehicles, driving record and the policy that they want.
The low-mileage discount is best discussed directly with an agent before signing the policy. Clients should keep in mind that premiums do not have to stay fixed. If certain life changes result in fewer miles driven per year, drivers should ask about the discount as they may qualify for it.
"Always ask about auto insurance discounts. There are many ways to save on coverage and we are determined to help you get the best plans," said
Auto-car-insurance4.info is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
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