Dear Savvy Senior, I'll be 65 in a few months and I recently pre-enrolled in original
When Americans first become eligible for
Here's how it's happening.
Before becoming eligible for
Under a little-known rule authorized by the federal government, some insurers can shift their beneficiaries who are turning 65 to their own
The idea is to preserve continuity for those who want to stay with the same company. But some seniors are unaware that they've been signed up, in part due to the flood of mail they get around their 65th birthday from insurers marketing their
It can also have serious financial consequences.
Consumer advocate groups like the Medicare Rights Center is pushing for a change in the rules. They want it set up so beneficiaries must respond to the letter/invitation before they're enrolled, versus having to opt out of automatic enrollment. In the meantime, here are some things you can do to protect yourself from unrequested
Every one approaching age 65 should carefully read all mail received from your current health insurance provider. If you come across anything suggesting that the insurance company intends to enroll you in a
Also, to be safe, about a month prior to
If you are enrolled in a
If you need help with your
Send your senior questions to: Savvy Senior, P.O. Box 5443,