Today, most of those stories focus on the state marketplaces created under the Affordable Care Act -- Obamacare -- for individual health insurance policies, that is, insurance for people who don't get it at work.
Some of the price increases seem outrageous. For some carriers, premiums are 25 percent higher than last year. At first glance -- maybe even second and third -- that seems difficult to justify.
Yet we tend to forget that just a few years ago it was difficult -- if not impossible -- for any person who had been without medical insurance for a time and was not perfectly healthy to buy medical insurance at any price.
Just a few years ago, we were hearing about tremendous premium increases for group insurance policies offered to school districts, city and county governments, and private employers. This year, those increases are unremarkable.
This year, individuals, on the other hand, have choices among two, three or more medical insurers, even in rural
Federal rules would provide
Their position is as unrealistic as
The ACA isn't perfect, but destroying it won't improve it.
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