Suitability standards for life and annuities: Not as uniform as they appear
Suitability standards for life insurance and annuities haven’t stood still.
News, trends, sales data, and helpful peer advice for life insurance professionals, including insurance agents.
Suitability standards for life insurance and annuities haven’t stood still.
Last year proved to be a strong year in both the individual life and annuity markets. What will 2026 bring?
Continued economic turmoil is a market concern, but life insurance and annuity sales are expected to remain solid throughout 2026, LIMRA projects.
Guaranty Income Life Insurance Company, a leading provider of fixed indexed annuities, celebrates its 100th year of supporting the financial needs of hard-working Americans. “It takes perseverance, dedication, and integrity to help families protect their wealth for 100 years,” said Joe Wieser, President of Guaranty Income Life Insurance Company.“ Our…
Delaware Life Insurance Company, a Group 1001 company, today announced the addition of the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index to its fixed index annuity portfolio, making Delaware Life the first insurance carrier to offer an index that contains cryptocurrency. The BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index is designed to deliver:.
Suitability standards for life insurance and annuities haven’t stood still.
Does anyone have experience with Transamerica Life Insurance or UHC through AARP? The biggest determining factor in future rates is company profitability or loss year to year on each letter plan they offer, and rate increases must be approved by a state Insurance Commission with proof it's warranted. For example, everyone in Pennsylvania who has United…
Last year proved to be a strong year in both the individual life and annuity markets. What will 2026 bring?
2026 JAN 19– By a News Reporter-Staff News Editor at Insurance Daily News– According to news reporting originating from Washington, D.C., by NewsRx journalists, a trademark application has been made for“ G THE GUARDIAN NETWORK” by Catherine M.C. Farrelly Frankfurt Kurnit Klein& Selz, representing The Guardian Life Insurance Company of America.
Monroe admitted that his asset schedules and statement of financial affairs also did not disclose the December 2021 sale of his marital home in the Glade Springs residential development for $525,000, or the existence of a retirement account, two loans he obtained by using the equity associated with his whole-life insurance policy as collateral, and a…
Continued economic turmoil is a market concern, but life insurance and annuity sales are expected to remain solid throughout 2026, LIMRA projects.
India’ s non-life segment recorded mid-single-digit premium growth for the fiscal year ending 31 March 2025, according to the Best’ s Market Segment Report,“ Market Segment Outlook: India Non-Life Insurance.” Growth moderated relative to the prior year given the pricing pressure in the fire segment and slower business expansion in motor insurance.
The ultimate parent of both these groups is Health Care Service Corporation, a Mutual Legal Reserve Company, which is headquartered in Chicago, IL.. The ratings of HCSC Group reflect its balance sheet strength, which AM Best assesses as strongest, as well as its adequate operating performance, favorable business profile and appropriate enterprise risk…
Kyle Busch and his legal team filed an amended complaint Tuesday with more specific claims of alleged indexed universal life sales fraud by PacLife.
Just before Christmas, I sent an important letter to President Trump, advising him not to pardon Greg Lindberg. Billionaire Mr. Lindberg owned a number of North Carolina- based insurance companies, including Colorado Bankers Life Insurance Co., Bankers Life Insurance Co., Southland National Insurance Corp. and Southland National Reinsurance Corp. Mr….
Matt Nadel had to confront a lot of personal and ethical conflicts while making “Cashing Out,” a short film recounting the birth of the viatical settlement industry.
5 Star Life Insurance Company announced today the appointment of Ronald R. Gendreau as Chair of its board of directors, effective January 1, 2026. His combination of deep industry experience and intimate knowledge of 5 Star Life will guide our strategic efforts as we position 5 Star Life for future growth,” said General Larry O. Spencer, USAF, Chairman and…
Americans are cutting back on retirement savings in the current economic environment and fewer are optimistic about their financial future improving than last year, according to the Q4 2025 Quarterly Market Perceptions Study* from the Allianz Center for the Future of Retirement, part of Allianz Life Insurance Company of North America.
Once a top producer, Dean Vagnozzi became ensnared in a Securities and Exchange Commission investigation into Par Funding, found to be a Ponzi scheme. Now Vagnozzi is back.
Further, as the retirement savings gap is fueling new business volumes for primary insurers and, in turn, driving demand for asset-intensive reinsurance across geographies, KBRA views this as a global phenomenon, with Bermuda playing a particularly prominent role. KBRA, one of the major credit rating agencies, is registered in the U.S., EU, and the UK.
The January issue of Best’ s Review offers a variety of viewpoints about key issues for 2026:. “US Health Carriers Dominate AM Best Ranking of World’ s Top Insurers” ranks companies based on net premiums written and net nonbanking assets.“ Market Segment Outlook: US Life Insurance” details how the stable outlook for the U.S. life insurance segment is largely due to…
U.S. life insurance application activity finished 2025 with record-breaking growth of 6.8% compared with 2024, representing the highest annual growth…
A Vermont judge sided with National Life companies in a lawsuit over an indexed universal life policy that returned 0%.
