Blue Cross and Blue Shield of Illinois Announces 2017 Marketplace Open Enrollment Options
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BCBSIL will also continue to offer Blue Care Direct , an exclusive network health plan that offers members access to
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Plans that Meet Member Needs and Budgets BCBSIL offers three levels of health care plans on and off the
-- Bronze-level plans will have the lowest monthly premium, but may also
have the highest out-of-pocket costs. The plan typically covers
approximately 60 percent of the cost of covered services, and the member
pays the remaining, approximately 40 percent.
-- Silver-level plans have a slightly higher monthly premium than bronze,
but have richer benefits. In many cases, the plan pays approximately 70
percent, and the member pays approximately 30 percent. Cost sharing
reductions are only available on silver-level plans.
-- Gold-level plans have an even higher level of benefits than silver, but
also a higher monthly premium. The plan pays approximately 80 percent,
and the member pays approximately 20 percent.
Available only off-exchange, Blue Precision Platinum HMO , as a platinum level plan, offers the highest level of benefits and generally has a monthly premium higher than a gold plan.
Member premiums and out-of-pocket costs will vary depending on the health coverage options members choose. Many residents may also be eligible for federal subsidies to help offset health care costs. As of
Added Benefits and Conveniences
All BCBSIL health coverage includes prescription drug coverage, featuring the preferred pharmacy network, which offers benefit designs with as low as
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