Independence Blue Cross Offers Hospital Indemnity Plan
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With Guardian's Hospital Indemnity plan, Independence customers now have a way to lessen their employees' financial burden. The plan helps give employees and their families an extra level of security and financial confidence by bridging the gap between health coverage and out-of-pocket costs associated with hospital stays.
Advantages of Guardian's Hospital Indemnity plan:
* Pays indemnity benefits directly to an employee regardless of whether charges are covered by the employee's plan
* Plans are always guaranteed issue, meaning they are offered to any eligible applicant no matter their health status
* Highly flexible plan design, including plans that are compatible with health savings accounts, allows customers to select features that best fit with their employees' current medical plans, other supplemental health plans, and budgets
* Offered on an employer- or employee-pay basis
* Benefits are portable and members can stay with the same plan design and rates, even if they leave their current employer
Guardian's Hospital Indemnity plan is available to both Independence self-funded and fully-insured group customers and can be purchased on its own or in addition to other products offered by Independence.
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