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Supporting the ‘better late than never’ market with life insurance

2 days ago
Image shows an older man on his way to work
Life insurance, both for protection and as a financial planning tool, remains a crucial part of any portfolio for clients nearing retirement. Read more
More Top Stories
TOP NEWS
  • The child-free client: how advisors can support this growing demographic

  • Financial FOMO is quietly straining relationships

  • GDP growth to rebound in 2027-2029; markets to see more volatility in 2026

  • Progressive think tank proposes plan to lower health care costs

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  • Trump 2.0: Financial chains unleashed or unraveled?
  • Coach Pete for the Win — with Pete D’Arruda
  • The goodness of mutuality — With Paul Quaranto
  • A new starting line for generational wealth
  • What to know about market‑linked life insurance strategies
  • The April explosion
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SPECIAL FEATURE

Overcoming price objections by reframing costs

The premium rarely stops the decision. The misunderstanding behind the premium does. Read More

MORE FEATURES

From The Field

How carriers and agents can close the appetite gap

A costly friction runs through the insurance distribution channel.

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    Advisors must lead the policy risk conversation

    Retirement planning has always involved contemplating uncertainty.

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      New $6K deduction could provide tax planning window for retirees

      Following the One Big Beautiful Bill Act, eligible retirees may face a lower tax bill in the coming years.

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      More From The Field

ADVISOR NEWS

Equitable launches 403(b) pooled employer plan to support nonprofits

Equitable announced the introduction of the Equitable Retirement Access ERISA 403(b) pooled employer plan, a new offering designed to help nonprofit organizations offer a scalable, cost‑efficient way to provide their employees with retirement plan benefits.

  • Health-related costs are the greatest threat to retirement security
  • Social Security literacy is crucial for advisors
  • The $25T market opportunity in mid-market and mass-affluent households
  • Gen X more anxious than baby boomers about retirement
  • Taxing trend: How the OBBBA is breaking the standard deduction reliance
More ADVISOR NEWS

NEWSWIRES

Municipalities contend with surprise bills as health costs rise

In July 2025, the Jaffrey-Rindge Cooperative School District received a surprise bill for more than $585,196, which it is still paying off. It was from SchoolCare, a nonprofit that provides health insurance benefits to thousands of public employees throughout New Hampshire, including staff at Jaffrey- Rindge. The bill immediately raised concerns among…

  • Everyday Economics: The macro backdrop is more difficult, and that matters for housing
  • THE FED CANNOT UNCLOG GLOBAL SHIPPING LANES
  • Illinois bill would mandate infant allergy coverage, with unclear cost impact
  • Medicaid fraud at Minnesota autism centers was said to be rampant. Two people have been charged.
  • Health care in America should be redesigned Op-ed: We should redesign health care in America. Here's a plan that would help Nebraskans (copy)
More NEWSWIRES

INN Insider

AI-driven claim denials worry clients

You have a leaky roof, or your doctor has recommended a knee replacement to alleviate your pain. A class-action lawsuit against UnitedHealth Group, the nation's largest insurer, alleges that an algorithm was used to deny nursing home care to its Medicare Advantage beneficiaries, resulting in their deaths. An insurer's use of AI was among the sticking points…

  • Illinois bill would mandate infant allergy coverage, with unclear cost impact
  • Exclusive: Sportsbooks fund gambling super PAC
  • Fed minutes show willingness to consider interest rate increases
  • Move to open 401(k)s to private credit and crypto comes at an awkward time
More INN Insider

Annuity News

Image shows a group of people with either check marks or Xs.

CT commissioner: 70% of policyholders covered in PHL liquidation plan

Interim Connecticut Insurance Commissioner Joshua Hershman estimates that about 70% of PHL Variable Insurance Co. policyholders... Read More

  • ‘I get confused:’ Regulators ponder increasing illustration complexities
  • Three ways the Corebridge/Equitable merger could shake up the annuity market
  • Corebridge, Equitable merge to create potential new annuity sales king
More Annuity News

Life Insurance News

Overcoming price objections by reframing costs

The premium rarely stops the decision. The misunderstanding behind the premium does. Read More

  • Life insurance application activity sees record-breaking Q1
  • Life insurers post modest gains following record 2024, S&P Global finds
  • Greg Lindberg ordered to pay $1.6 billion to insurers he defrauded
More Life Insurance News

Health/Employee Benefits News

Humana and Thor hit the Casualty List, can revive and thrive Humana and Thor Hit the Casualty List

Think of my Casualty List as a court of appeals for innocent stocks that have been unjustly punished. In the first quarter this... Read More

Pols & Politics: Romney, Patrick, Dukakis, Weld, and Healey to celebrate 20 years of MassHealth

Maura Healey, state legislative leaders and policy experts at Faneuil Hall in Boston on Monday to celebrate the 20th anniversar... Read More

Homage names Allan Fisher as director of administration and strategy

In this role, Fisher helps power an organization dedicated to helping older adults and people living with disabilities in Snoho... Read More

  • Illinoisans to pay for other’s abortion services under proposed grant program
More Health/Employee Benefits News
inn-insider

Illinoisans to pay for other’s abortion services under proposed grant program

(The Center Square) – Some Illinois health insurance policyholders could begin automatically funding a grant program providing ... Read More

Health insurers pare back some prior-approval requirements

More than a quarter of doctors in an American Medical Association survey said prior authorization led to hospitalization or oth... Read More

Tell Us What You Really Think

Markets are confidently pricing as many as three European Central Bank rate hikes this year, or so it seems. Our live poll this... Read More

  • Westwood Wealth Management Trims Stock Holdings in Broadcom Inc. $AVGO
More INN Insider News

Property and Casualty News

Prospect Medical Never Put Aside Money for Malpractice Insurance

The collapse of Prospect Medical, a for-profit hospital chain plundered by private equity and the company's management, ha... Read More

Alexi Giannoulias: Illinois can't afford unchecked auto insurance rates

That principle is at the heart of the Driving Change legislation our office is championing in Springfield, which would move Ill... Read More

AM Best Removes From Under Review With Developing Implications and Affirms Credit Ratings of Amherst National Insurance Company; Affirms Credit Ratings of Amherst Specialty Insurance Company

AM Best has removed from under review with developing implications and affirmed the Financial Strength Rating of A- and the Lon... Read More

  • Legislature will try again to lower homeowners insurance rates by funding hail-resistant roofs
More Property and Casualty News

Insurance & Financial Fraud

Wisconsin releases enforcement actions for March

The Wisconsin Office of the Commissioner of Insurance recently released a list of administrative actions for March. The actions... Read More

Broker Charged With Insider Trading And Obstruction Of Justice

The office of the U.S. Attorney for the Southern District of New York posted the following news release:. United States Attorne... Read More

Crypto Firm Goliath Ventures Files for Bankruptcy After CEO Arrested Over $328M Ponzi Scheme

TLDR Goliath Ventures filed for Chapter 11 bankruptcy in the Southern District of Florida Founder Christopher Delgado was arres... Read More

  • PBMs and access to prescriptions | Lawsuits abound against Express Scripts as parent company reports strong financial position
More Insurance & Financial Fraud

Top Read Stories

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Press Releases

  • RFP #T01525
  • RFP #T01725
  • Insurate expands workers’ comp into: CA, FL, LA, NC, NJ, PA, VA
  • LifeSecure Insurance Company Announces Retirement of Brian Vestergaard, Additions to Executive Leadership
  • RFP #T02226
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