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Why client insurance needs could change even if their life doesn’t

4 hours ago
Image shows a busy battle scene
A client's insurance needs can change at any time for a wide range of reasons. Advisors need to be alert and ready with solutions. Read more
More Top Stories
TOP NEWS
  • MIB reports double-digit life insurance app activity in record August

  • How AI is accelerating policy migration

  • Guidance, bulletin or reg? NAIC debates form of annuity illustration update

  • Life insurance sales rise across all product lines in Q2, Wink reports

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  • How AI Is Changing Life Insurance
  • Indexed Universal Life: Tax-Free Promise or Costly Illusion?
  • The triumph of daily victories — With John Nichols
  • Patrick Crayton’s New Insurance Playbook
  • The power of independence in the high net worth market
  • Turning awareness into action during Life Insurance Awareness Month
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SPECIAL FEATURE

How to prepare for new AEP rules

As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that... Read More

MORE FEATURES

From The Field

Overcoming the AI trust gap

What happens when a client receives an AI-influenced decision and wants to know why?

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    Why life insurance riders aren’t solving the LTC crisis

    True long-term care protection is designed around the realities of aging, not as an add-on to a life insurance policy.

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      Keep the transcript; Don’t delete the audio

      The transcript is worth having on its own merits, and that’s the part most Medicare agents will skip past.

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      More From The Field

ADVISOR NEWS

Most Gen Z investors think less than a year ahead when making financial decisions

Generation Z isn’t sitting on the sidelines when it comes to their finances.

  • IRI pitches retirement agenda to Jeffries as democrats shape affordability platform
  • Help child-free clients plan for their later years
  • When new investment trends emerge, Gen Z is most likely generation to be first in
  • Could ‘plain English’ become an advisor’s secret weapon?
  • IRI urges Senate action on 403(b) parity legislation
More ADVISOR NEWS

NEWSWIRES

How Iowa’s candidates for governor see the future of Medicaid

DES MOINES— The future of private management of Iowa’ s $7 billion Medicaid program hinges on which candidate voters choose to become the state’ s next governor this fall. Zach Lahn, the Republican candidate, says he would maintain the system of private management that was established a decade ago. Rob Sand, the Democratic candidate, says he would begin undoing…

  • Omaha woman sentenced to federal prison for healthcare fraud
  • WHAT TO WATCH FOR IN NEXT WEEK'S RELEASE OF CENSUS DATA ON INCOME, POVERTY, AND HEALTH INSURANCE IN 2025
  • KEEPING A HUMAN IN THE LOOP REMAINS CRUCIAL TO INSURANCE BUYERS AS THEY ACCEPT AI TOOLS
  • CT GOP WILL PUSH FOR SIGNIFICANT RELIEF AT THE PUMP, INCOME AND PROPERTY TAX RELIEF, ELIMINATION OF THE PUBLIC BENEFITS CHARGE AND LOWER HEALTH INSURANCE PREMIUMS
  • Healthcare fraud gets Omahan prison time Omaha woman sentenced to federal prison for healthcare fraud
More NEWSWIRES

INN Insider

The Fed Will Hike! Or It Won’t. It Really Shouldn’t Matter To A Gold Or Silver Investor

  • 280,330 Shares in Remitly Global, Inc. $RELY Acquired by Squarepoint Ops LLC
  • Covered California Premiums Rise Again as Uninsured Californians Under 65 Are Projected to Nearly Double by 2030
  • An Austin Program Helps Pay Musicians’ Premiums as Self-Employed Workers Face Pricier Plans and a Shorter Signup Window
  • United States Dollar Index Holds Onto Gains Above 99 Ahead Of US CPI Data
More INN Insider

Annuity News

Nationwide adds mutual fund-linked strategy to New Heights Select FIA

Nationwide and Annexus have added what they said is the first mutual fund-linked strategy to a fixed indexed annuity. The... Read More

NAIC working group pressed to accelerate annuity illustration overhaul

The working group is weighing revisions addressing how insurers present non-guaranteed crediting rates and other issues. Read More

Wink: Annuity sales post strong Q2, led by MYGAs and structured products

Annuity sales seem to be settling at a level the industry can sustain, with second-quarter sales again topping $100 billion. Read More

  • Legacy Marketing Group partners with Malibu Life USA for annuity launch
More Annuity News
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Life Insurance News

Cartoon image shows a woman holding a life insurance policy.

Life insurance loans: what to do when a client shows interest in one

When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons. Read More

  • DLA Piper adds former NAIC CEO Gary Anderson to its Insurance practice
  • How advisors can get clients to act sooner on life insurance
  • When technology becomes easy to rent, what still separates life and annuity carriers?
More Life Insurance News
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Health/Employee Benefits News

California sanctions insurer after it cut assisted living coverage to thousands

SACRAMENTO, CA., 9/ 10/ 2026— California regulators ordered Health Net to fix how it's handling the termination of assiste... Read More

White House says it will send $500 Obamacare refunds to nearly a million Americans

WASHINGTON- The White House said on Thursday it will send $500 to nearly one million Americans in 30 states who are enrolled in... Read More

Commissioners to vote on tax rate, budget Monday

Commissioners will meet at 9 a.m. in Room 201 of the Johnson County Courthouse, 2 N. Main St. in Cleburne. The proposed tax rat... Read More

  • Affordable Care Act insurance costs to rise steeply again in WA
More Health/Employee Benefits News

Property and Casualty News

HIPP applications open Oct. 5, information meeting to be held at Glendale this Saturday

Volunteers of America Texas will host informational sessions about the Home Improvement& Preservation Program from 10 a.m. ... Read More

Cheers & Jeers: P.J. Fleck’s game-day drama, clergy abuse settlement, Ilhan Omar’s finances

Anderson has spent decades diligently working on behalf of victims of clergy abuse in the Catholic Church. He recently announce... Read More

Costlier Claims Push Home Insurance Costs Up for All, Even Those Who Never Filed | Insurify

Home insurance companies are handling fewer claims, but the ones they do pay are far more expensive than a few years ago, a new... Read More

  • California’s Insurance Challenges Signal Need for Continued Market Reforms, Triple-I Report Finds
More Property and Casualty News

Insurtech News

Why the insurance claims payout process could deter AI adoption

While many insurers are moving to adopt AI across various aspects of their businesses, claims payouts are being overlooked. Read More

  • What’s next for insurtech? Industry leader shares insights
  • Are lawyer-certified AI agents ‘the future’ of commercial insurance?
  • Agentic AI is transforming insurance sales both for consumers and agents
More Insurtech News

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  • MassMutual Ascend Surpasses $2 Billion in Lifetime Advisory Annuity Sales, Reflecting Continued Momentum in RIA Channel
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