Why client insurance needs could change even if their life doesn’t
INSURANCENEWSNET MAGAZINE
In this issue...
- How AI Is Changing Life Insurance
- Indexed Universal Life: Tax-Free Promise or Costly Illusion?
- The triumph of daily victories — With John Nichols
- Patrick Crayton’s New Insurance Playbook
- The power of independence in the high net worth market
- Turning awareness into action during Life Insurance Awareness Month
SPECIAL FEATURE
How to prepare for new AEP rules
As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that... Read More
From The Field
Overcoming the AI trust gap
What happens when a client receives an AI-influenced decision and wants to know why?
Why life insurance riders aren’t solving the LTC crisis
True long-term care protection is designed around the realities of aging, not as an add-on to a life insurance policy.
Keep the transcript; Don’t delete the audio
The transcript is worth having on its own merits, and that’s the part most Medicare agents will skip past.
ADVISOR NEWS
Benefit Costs Squeeze Schools, Driving Cuts, Tax Hikes And Difficult Tradeoffs
School districts across Camden County are confronting a budget problem that is both familiar and difficult to control: employee health benefits are taking a larger share of the money available for classrooms, staffing and student programs. Collingswood School District health care spending rose from $4.74 million in 2020-21 to $7.33 million in 2025-26….
- Most Gen Z investors think less than a year ahead when making financial decisions
- IRI pitches retirement agenda to Jeffries as democrats shape affordability platform
- Help child-free clients plan for their later years
- When new investment trends emerge, Gen Z is most likely generation to be first in
- Could ‘plain English’ become an advisor’s secret weapon?
NEWSWIRES
State reverses one-third of health insurer decisions
When an insurer denies a patient's claim, Connecticut residents can fight the decision. Data from the Connecticut Insurance Department identifies insurers and types of claims that are the target of complaints. In 2025, Connecticut policyholders filed over 5,000 complaints with state regulators.
- ATTORNEY GENERAL TONG STATEMENT ON HEALTH INSURANCE RATE HIKES
- CALL FOR PAPERS: 2026 PACIFIC BASIN RESEARCH CONFERENCE
- ASSESSING A MEDIUM-RUN NATURAL RATE OF INTEREST
- Federal Reserve survey: Corn Belt economic conditions improve slightly
- Trump pushes the Fed to lower interest rates despite pressure to raise them
Annuity News
Nationwide adds mutual fund-linked strategy to New Heights Select FIA
Nationwide and Annexus have added what they said is the first mutual fund-linked strategy to a fixed indexed annuity. The... Read More
NAIC working group pressed to accelerate annuity illustration overhaul
The working group is weighing revisions addressing how insurers present non-guaranteed crediting rates and other issues. Read More
Wink: Annuity sales post strong Q2, led by MYGAs and structured products
Annuity sales seem to be settling at a level the industry can sustain, with second-quarter sales again topping $100 billion. Read More
Life Insurance News
Life insurance loans: what to do when a client shows interest in one
When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons. Read More
Health/Employee Benefits News
GOP candidates turn up the volume on lower health insurance costs
Republicans are testing a new midterm message: They’ re populists fighting against health insurance companies while working to ... Read More
How Lahn, Sand see future for Medicaid
DES MOINES— The future of private management of Iowa's $7 billion Medicaid program hinges on which candidate voters choose... Read More
Regulators claim limited power to control health insurance rate increases
That drop occurred after Congress let subsidies lapse, which caused premium payments to skyrocket. Consumer advocates and healt... Read More
Property and Casualty News
What California's insurance commissioner does — and how it affects your wallet
SACRAMENTO, CA., 9/ 12/ 2026– In November, California voters will choose who oversees one of the biggest insurance markets in t... Read More
Fact Check: Where candidates Donalds and Jolly stand on property insurance
Polls consistently show that affordability is Florida voters’ biggest concern leading into the November election, and the candi... Read More
AM Best Revises Outlooks to Negative for Kemper Corporation, Its Affiliates and Subsidiaries
AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating of A- and the Long-Term Iss... Read More
Insurtech News
Why the insurance claims payout process could deter AI adoption
While many insurers are moving to adopt AI across various aspects of their businesses, claims payouts are being overlooked. Read More
