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Life insurance loans: what to do when a client shows interest in one

2 days ago
Cartoon image shows a woman holding a life insurance policy.
When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons. Read more
More Top Stories
TOP NEWS
  • Could ‘plain English’ become an advisor’s secret weapon?

  • NAIC working group pressed to accelerate annuity illustration overhaul

  • Can insurers finally eliminate the supplemental claims headache?

  • Wink: Annuity sales post strong Q2, led by MYGAs and structured products

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In this issue...

  • How AI Is Changing Life Insurance
  • Indexed Universal Life: Tax-Free Promise or Costly Illusion?
  • The triumph of daily victories — With John Nichols
  • Patrick Crayton’s New Insurance Playbook
  • The power of independence in the high net worth market
  • Turning awareness into action during Life Insurance Awareness Month
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SPECIAL FEATURE

How to prepare for new AEP rules

As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that... Read More

MORE FEATURES

From The Field

Is financial security possible in the longevity economy?

The industry has the tools it needs. What’s missing is the roadmap for how to use them.

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    The cost of ignoring long-term care

    Why agents can’t afford to stay silent.

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      When technology becomes easy to rent, what still separates life and annuity carriers?

      If you are not a leader in the AI race, what makes you stand out?

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      More From The Field

ADVISOR NEWS

When new investment trends emerge, Gen Z is most likely generation to be first in

When a new investment trend emerges, Generation Z is the generation most likely to get in first, even when doing so comes with greater risk

  • IRI urges Senate action on 403(b) parity legislation
  • Three estate planning ideas to protect your clients and their wealth
  • What advisors must know about accessible client documents
  • Your client texted. Now what? The compliance rules advisors better know
  • Helping small-business owners build, grow and exit
More ADVISOR NEWS

NEWSWIRES

SEC CHARGES FORMER EXECUTIVES WITH FRAUD IN CONNECTION WITH $1.9 BILLION COLLAPSE OF SUBPRIME AUTO LENDER TRICOLOR

The Securities and Exchange Commission today charged Daniel Chu, Jerome Kollar, and Ameryn Seibold, the former CEO, CFO, and Senior Director of Finance, respectively, at Texas- based Tricolor Holdings, LLC, for their roles in an alleged multi-year scheme to defraud investors by double pledging hundreds of millions of dollars of subprime auto loans to multiple…

  • "SEC.GOV | ICHCOIN TECH CORP."
  • BEIGE BOOK: AFFLUENT CONTINUE SPENDING AS OTHER CONSUMERS TURN CAUTIOUS
  • ATTORNEY GENERAL TONG JOINS COALITION URGING FEDERAL GOVERNMENT TO DENY OPPORTUNITY FINANCIAL MERGER
  • ATTORNEY GENERAL TONG JOINS COALITION CHALLENGING TRUMP ADMINISTRATION'S LATEST ATTACK ON HEALTHCARE FOR TRANSGENDER YOUTH
  • ATTORNEY GENERAL TONG JOINS LAWSUIT CHALLENGING EFFORT TO EXPAND CATASTROPHIC HEALTH INSURANCE PLANS AND AGAIN UNDERMINE ACA PROTECTIONS
More NEWSWIRES

INN Insider

Lee Health insurance decision a blow to seniors | Opinion letters

  • AMI Investment Management Inc. Has $9.91 Million Holdings in Microsoft Corporation $MSFT
  • SPDR Bloomberg Emerging Markets Local Bond ETF $EBND is Avos Capital Management LLC’s 4th Largest Position
  • HB Wealth Management LLC Has $20.01 Million Stock Position in The Goldman Sachs Group, Inc. $GS
  • BlackRock Inc. Buys Shares of 1,342,468 eHealth, Inc. $EHTH
More INN Insider

Annuity News

Legacy Marketing Group partners with Malibu Life USA for annuity launch

Legacy Marketing Group and Malibu Life USA have partnered to launch two fixed indexed annuities, expected to debut in September... Read More

Industry pushes back on linking ‘financial strength’ to annuity illustrations

Regulators began looking harder at annuity illustrations this year after learning that some products were illustrating as high ... Read More

Cayman Islands premier to meet with U.S. reinsurance regulators

Premier and Minister for Financial Services and Commerce, the Hon. André M. Ebanks MP is travelling to Columbus, Ohio, this... Read More

  • Corebridge annuity sales slip ahead of Equitable marriage
More Annuity News
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Life Insurance News

DLA Piper adds former NAIC CEO Gary Anderson to its Insurance practice

DLA Piper has added Gary Anderson as a Partner in its Insurance practice in Boston, where he advises insurers, reinsurers,... Read More

How advisors can get clients to act sooner on life insurance

Clients often delay a life insurance purchase because they think they’re too young and too healthy to need it. Read More

Wildfire smoke, increasing in frequency, has implications for morbidity

As wildfires occur more frequently, research shows that breathing wildfire-related particulate matter is as hazardous to health... Read More

  • Record IUL sales don’t diminish the need for continued customer engagement
More Life Insurance News
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Health/Employee Benefits News

ATTORNEY GENERAL TONG URGES CONNECTICUT INSURANCE DEPARTMENT TO REJECT DOUBLE-DIGIT HEALTH INSURANCE RATE HIKE REQUESTS

The following information was released by the office of the Connecticut Attorney General:. In a letter today to Connecticut Ins... Read More

Some WNY health insurance rates will stay flat. Others will rise 13.5%

Many consumers and small businesses in Western New York will see increases for health insurance in 2027, but the hikes won’ t b... Read More

Could health care plans with fewer mandates help more Texans get insurance? Marshall lawmaker believes so

House Bill 139 would allow private health insurance companies to offer health plans that cover services outlined by the Afforda... Read More

  • Health insurer Anthem targeted in lawsuit over air ambulance claims
More Health/Employee Benefits News

Property and Casualty News

Governor Abbott Reminds Insurers Of Price Optimization Ban Under Texas Law

AUSTIN– Governor Greg Abbott today announced that, in response to his directive last week to make property insurance more affor... Read More

Winona-Rochester survivors of abuse win $30M settlement

"This is a breakthrough and powerful moment in time in getting justice for survivors," said Jeff Anderson, whose law... Read More

$30 million settlement reached over Diocese of Winona abuse cases

A $30 million settlement has been reached related to sexual abuse claims filed against the Diocese of Winona. Jeff Anderson&... Read More

  • AM Best Affirms Credit Ratings of Zurich Insurance Group Ltd and Its Main Rated Subsidiaries
More Property and Casualty News

Insurtech News

Why the insurance claims payout process could deter AI adoption

While many insurers are moving to adopt AI across various aspects of their businesses, claims payouts are being overlooked. Read More

  • What’s next for insurtech? Industry leader shares insights
  • Are lawyer-certified AI agents ‘the future’ of commercial insurance?
  • Agentic AI is transforming insurance sales both for consumers and agents
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Press Releases

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  • URL Insurance Group Celebrates 40 Years of Service, Growth, and Industry Leadership
  • MassMutual Ascend Surpasses $2 Billion in Lifetime Advisory Annuity Sales, Reflecting Continued Momentum in RIA Channel
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