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Life insurance loans: what to do when a client shows interest in one

13 hours ago
Cartoon image shows a woman holding a life insurance policy.
When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons. Read more
More Top Stories
TOP NEWS
  • Could ‘plain English’ become an advisor’s secret weapon?

  • NAIC working group pressed to accelerate annuity illustration overhaul

  • Can insurers finally eliminate the supplemental claims headache?

  • Wink: Annuity sales post strong Q2, led by MYGAs and structured products

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  • How AI Is Changing Life Insurance
  • Indexed Universal Life: Tax-Free Promise or Costly Illusion?
  • The triumph of daily victories — With John Nichols
  • Patrick Crayton’s New Insurance Playbook
  • The power of independence in the high net worth market
  • Turning awareness into action during Life Insurance Awareness Month
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SPECIAL FEATURE

How to prepare for new AEP rules

As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that... Read More

MORE FEATURES

From The Field

Is financial security possible in the longevity economy?

The industry has the tools it needs. What’s missing is the roadmap for how to use them.

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    The cost of ignoring long-term care

    Why agents can’t afford to stay silent.

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      When technology becomes easy to rent, what still separates life and annuity carriers?

      If you are not a leader in the AI race, what makes you stand out?

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      More From The Field

ADVISOR NEWS

When new investment trends emerge, Gen Z is most likely generation to be first in

When a new investment trend emerges, Generation Z is the generation most likely to get in first, even when doing so comes with greater risk

  • IRI urges Senate action on 403(b) parity legislation
  • Three estate planning ideas to protect your clients and their wealth
  • What advisors must know about accessible client documents
  • Your client texted. Now what? The compliance rules advisors better know
  • Helping small-business owners build, grow and exit
More ADVISOR NEWS

NEWSWIRES

An Application for the Trademark “UHCCARECONNECT” Has Been Filed by UnitedHealth Group Incorporated: UnitedHealth Group Incorporated

2026 SEP 04– By a News Reporter-Staff News Editor at Insurance Daily News– According to news reporting originating from Washington, D.C., by NewsRx journalists, a trademark application has been made for“ UHCCARECONNECT” by Wesley Anderson, representing UnitedHealth Group Incorporated. This application was made available to the public on August 21, 2026.

  • Findings from University of Colorado Anschutz in Hypertension Provides New Insights (Blood Pressure Control Among Adherent vs Nonadherent Medicare Patients With Hypertension): Cardiovascular Diseases and Conditions – Hypertension
  • $30 million settlement reached over Diocese of Winona abuse cases
  • August Jobs Report Blows Past Forecasts, Putting Fed Rate Hike Back on the Table
  • DeKalb County employees will still have insured access to GLP-1s
  • New York approves small, individual insurance plan rate hikes for 2027
More NEWSWIRES

INN Insider

Trump administration undermines health insurance coverage | Dr. Loh

  • Dow ends down as strong employment data pressures stocks
  • The Jobs Report Surprised To The Upside. Stocks Dropped.
  • Asian Stocks Rise 1% As Waller Cools Fed Hike Bets, Yen Jumps 2.6%
  • Trump’s New Trade Threat: Which Countries Could He Stop Trading With If Fed Won’t Cut Rates?
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Annuity News

Legacy Marketing Group partners with Malibu Life USA for annuity launch

Legacy Marketing Group and Malibu Life USA have partnered to launch two fixed indexed annuities, expected to debut in September... Read More

Industry pushes back on linking ‘financial strength’ to annuity illustrations

Regulators began looking harder at annuity illustrations this year after learning that some products were illustrating as high ... Read More

Cayman Islands premier to meet with U.S. reinsurance regulators

Premier and Minister for Financial Services and Commerce, the Hon. André M. Ebanks MP is travelling to Columbus, Ohio, this... Read More

  • Corebridge annuity sales slip ahead of Equitable marriage
More Annuity News
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Life Insurance News

DLA Piper adds former NAIC CEO Gary Anderson to its Insurance practice

DLA Piper has added Gary Anderson as a Partner in its Insurance practice in Boston, where he advises insurers, reinsurers,... Read More

How advisors can get clients to act sooner on life insurance

Clients often delay a life insurance purchase because they think they’re too young and too healthy to need it. Read More

Wildfire smoke, increasing in frequency, has implications for morbidity

As wildfires occur more frequently, research shows that breathing wildfire-related particulate matter is as hazardous to health... Read More

  • Record IUL sales don’t diminish the need for continued customer engagement
More Life Insurance News
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Health/Employee Benefits News

AM Best Affirms Credit Ratings of Ping An Health Insurance Company of China, Ltd.

AM Best has affirmed the Financial Strength Rating of A and the Long-Term Issuer Credit Rating of“ a” of Ping An Health Insuran... Read More

How to prepare for new AEP rules

As we head into this Annual Election Period, the biggest mistake you can make is to assume a plan that fit a client last year w... Read More

Study: Illinois hospitals to lose billions through Medicaid policy change

SPRINGFIELD— Illinois hospitals stand to lose upwards of $4 billion in revenue over the next several years due to impending cha... Read More

  • Dr. Oz visits New Palestine, touts benefits of alternative health coverage choices
More Health/Employee Benefits News

Property and Casualty News

AM Best Affirms Credit Ratings of Zurich Insurance Group Ltd and Its Main Rated Subsidiaries

AM Best has affirmed the Financial Strength Rating of A+ and the Long-Term Issuer Credit Ratings of“ aa” of the main rated insu... Read More

FEMA opens flood map review period

The Federal Emergency Management Agency opened a 90- day appeal and comment period on Aug. 20 for proposed updates to federal f... Read More

FEMA seeks input on proposed flood maps

The Federal Emergency Management Agency opened a 90- day appeal and comment period on Aug. 20 for proposed updates to federal f... Read More

  • Residents invited to review FEMA flood maps
More Property and Casualty News

Insurtech News

Why the insurance claims payout process could deter AI adoption

While many insurers are moving to adopt AI across various aspects of their businesses, claims payouts are being overlooked. Read More

  • What’s next for insurtech? Industry leader shares insights
  • Are lawyer-certified AI agents ‘the future’ of commercial insurance?
  • Agentic AI is transforming insurance sales both for consumers and agents
More Insurtech News

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Press Releases

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  • MassMutual Ascend Surpasses $2 Billion in Lifetime Advisory Annuity Sales, Reflecting Continued Momentum in RIA Channel
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