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Supporting the ‘better late than never’ market with life insurance

3 hours ago
Image shows an older man on his way to work
Life insurance, both for protection and as a financial planning tool, remains a crucial part of any portfolio for clients nearing retirement. Read more
More Top Stories
TOP NEWS
  • The child-free client: how advisors can support this growing demographic

  • Financial FOMO is quietly straining relationships

  • GDP growth to rebound in 2027-2029; markets to see more volatility in 2026

  • Progressive think tank proposes plan to lower health care costs

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In this issue...

  • Trump 2.0: Financial chains unleashed or unraveled?
  • Coach Pete for the Win — with Pete D’Arruda
  • The goodness of mutuality — With Paul Quaranto
  • A new starting line for generational wealth
  • What to know about market‑linked life insurance strategies
  • The April explosion
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SPECIAL FEATURE

Overcoming price objections by reframing costs

The premium rarely stops the decision. The misunderstanding behind the premium does. Read More

MORE FEATURES

From The Field

How carriers and agents can close the appetite gap

A costly friction runs through the insurance distribution channel.

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    Advisors must lead the policy risk conversation

    Retirement planning has always involved contemplating uncertainty.

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      New $6K deduction could provide tax planning window for retirees

      Following the One Big Beautiful Bill Act, eligible retirees may face a lower tax bill in the coming years.

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      More From The Field

ADVISOR NEWS

Equitable launches 403(b) pooled employer plan to support nonprofits

Equitable announced the introduction of the Equitable Retirement Access ERISA 403(b) pooled employer plan, a new offering designed to help nonprofit organizations offer a scalable, cost‑efficient way to provide their employees with retirement plan benefits.

  • Health-related costs are the greatest threat to retirement security
  • Social Security literacy is crucial for advisors
  • The $25T market opportunity in mid-market and mass-affluent households
  • Gen X more anxious than baby boomers about retirement
  • Taxing trend: How the OBBBA is breaking the standard deduction reliance
More ADVISOR NEWS

NEWSWIRES

Alexi Giannoulias: Illinois can't afford unchecked auto insurance rates

That principle is at the heart of the Driving Change legislation our office is championing in Springfield, which would move Illinois toward a fairer, more affordable system that prioritizes what should matter most: a driver's record behind the wheel. This proposal is part of Senate Bill 1486, which also aims to rein in the surging cost of homeowners' insurance…

  • AM Best Downgrades Credit Ratings of Summit Insurance Company Limited
  • AM Best Assigns Credit Ratings to North American Fire & General Insurance Company Limited and North American Life Insurance Company Limited
  • Esparto fireworks owner also accused of suspected payroll fraud, cheating the state
  • Neil Dauby Elected to the Board of Directors of the Federal Reserve Bank of St. Louis
  • AM Best Removes From Under Review With Developing Implications and Affirms Credit Ratings of Amherst National Insurance Company; Affirms Credit Ratings of Amherst Specialty Insurance Company
More NEWSWIRES

INN Insider

Anderson voters to decide District 5 seat after Bea Thompson’s tenure

Anderson voters will choose between Tonya Winbush and Darryl Thompson to succeed longtime Councilwoman Bea Thompson.

  • Federal Reserve seeking public comment on proposal to alter FedNow service
  • AI's role in insurance claims stirs worries
  • Construction Insurance Costs Rise in New York: Managing Risk Digitally
  • King Stahlman Bail Bonds Opens New Office in Sacramento
More INN Insider

Annuity News

Image shows a group of people with either check marks or Xs.

CT commissioner: 70% of policyholders covered in PHL liquidation plan

Interim Connecticut Insurance Commissioner Joshua Hershman estimates that about 70% of PHL Variable Insurance Co. policyholders... Read More

  • ‘I get confused:’ Regulators ponder increasing illustration complexities
  • Three ways the Corebridge/Equitable merger could shake up the annuity market
  • Corebridge, Equitable merge to create potential new annuity sales king
More Annuity News

Life Insurance News

Overcoming price objections by reframing costs

The premium rarely stops the decision. The misunderstanding behind the premium does. Read More

  • Life insurance application activity sees record-breaking Q1
  • Life insurers post modest gains following record 2024, S&P Global finds
  • Greg Lindberg ordered to pay $1.6 billion to insurers he defrauded
More Life Insurance News

Health/Employee Benefits News

Largest health insurer in Mass. may owe $23.5M amid bankruptcy fallout

Two years after Steward Health Care’ s collapse upended hospital care across Massachusetts, the bankruptcy battle is far from o... Read More

Texas lawmakers hold hearing on ‘epidemic' of social services fraud as state increases scrutiny

Texas policymakers spent almost eight hours discussing how to reduce fraud in social services programs, as state and federal pr... Read More

GOVERNOR KELLY SIGNS BIPARTISAN BILL TO EXPAND HEALTH COVERAGE FOR KANSAS CHILDREN

Governor Laura Kelly today announced she has signedSenate Bill 271, bipartisan legislation that permanently updates the outdate... Read More

  • Latino: The truth about ACA subsidies after the "One Big Beautiful Bill"
More Health/Employee Benefits News
inn-insider

Oil Shock: Will The Fed Intervene – Part II

Surging Brent crude prices create a stagflationary trap for the Federal Reserve. Read More

War, rates, inflation: More headwinds ahead for homebuyers

On Feb. 26, right before the Iran war, the average Freddie Mac 30- year mortgage rate dropped to 5.98%. The price of a gallon o... Read More

More Federal Reserve officials see possible rate hikes this year, minutes show

"The number of Fed policymakers willing to consider an interest rate hike rose ... as higher gas prices stemming from the ... Read More

  • The overlooked private credit risk is in life insurance
More INN Insider News

Property and Casualty News

Legislature will try again to lower homeowners insurance rates by funding hail-resistant roofs

Colorado insurance premiums have risen 65% in 5 years. Colorado lawmakers want to impose a per-policy fee on home insurance pro... Read More

New York trial lawyers lobby against auto insurance reforms

—Legal watchdog groups are accusing New York trial lawyers of funneling millions of dollars into democratic lawmakers’ politica... Read More

AM Best Maintains Under Review With Positive Implications Status for The Fortegra Group, Inc.’s Insurance Subsidiaries

The property/casualty operating subsidiaries of Fortegra include Lyndon Southern Insurance Company; Insurance Company of the So... Read More

  • Astrus Insurance Solutions’ Ke Zhang Announced as a 2026 Business Insurance Break Out Award Winner
More Property and Casualty News

Insurance & Financial Fraud

Wisconsin releases enforcement actions for March

The Wisconsin Office of the Commissioner of Insurance recently released a list of administrative actions for March. The actions... Read More

Broker Charged With Insider Trading And Obstruction Of Justice

The office of the U.S. Attorney for the Southern District of New York posted the following news release:. United States Attorne... Read More

Crypto Firm Goliath Ventures Files for Bankruptcy After CEO Arrested Over $328M Ponzi Scheme

TLDR Goliath Ventures filed for Chapter 11 bankruptcy in the Southern District of Florida Founder Christopher Delgado was arres... Read More

  • PBMs and access to prescriptions | Lawsuits abound against Express Scripts as parent company reports strong financial position
More Insurance & Financial Fraud

Top Read Stories

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Press Releases

  • RFP #T01525
  • RFP #T01725
  • Insurate expands workers’ comp into: CA, FL, LA, NC, NJ, PA, VA
  • LifeSecure Insurance Company Announces Retirement of Brian Vestergaard, Additions to Executive Leadership
  • RFP #T02226
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